STEVE ROSENBLATT
Chief Executive Officer

Steve Rosenblatt began his career in Affordable Housing 35 Years ago (1978-2013). He has had the opportunity to help develop and manage thousands of units of affordable housing in his home state of Maine and has consulted on thousands more across the US and its territories.

Steve has been offering trainings for USDA since 1986, Tax Credits since 1987 and Fair Housing 504 since 1989. In his career he has trained close to 100,000 people including developers, managers, accountants, investors and State and Federal Agency staff.

More information about Steve and his classes can be found at www.spectrumseminars.com

ANDREW BOWDEN
CPA President and Managing Partner

Andrew has overall responsibilities for Spectrum Enterprises' operations.  He has been involved with Section 42 since 1987.  His affordable housing experience includes eight years working for a developer of LIHTC properties, and six years working as a LIHTC consultant for CPA firms.  He joined Spectrum in 2003. In addition to being a CPA, he is C23P certified and has several UPCS certificates.  He is a graduate of the University of Maine.

State Monitoring

LOIS CHURCHILL
Director of the Almost Retired Department

Lois has been with Spectrum Enterprises Inc. since the year 2000. She brings 11 years of experience as a manager and regional manager of privately owned low-income tax credit properties. Lois has experience in all aspects of property management including screening and leasing, certification, tenant retention, evictions, physical inspections, budgeting, as well as employee hiring, training , and relations. She is also very knowledgeable in Section 42, HOME, HUD, RD, and various rental programs. Lois is C23P and UPCS certified.

EDWARD CLARK
Director of Monitoring, Massachusetts

Mr. Clark graduated from Ithaca College in 1990 with a degree in speech communication.

He began working for Spectrum Enterprises as a state monitor in 1999. Currently, he is the Director of monitoring for the state of Massachusetts. Ed has extensive training and practical knowledge of inspection protocols and LIHTC requirements. He is certified in REAC inspection requirements and Section 42 housing. He has performed tenant file reviews and physical inspections in Massachusetts, Maine, New Hampshire, Connecticut, Maryland, West Virginia, Wyoming, California, Nebraska, Texas, New Mexico, Hawaii and American Samoa.

He is happily married to his wife of 25 years, has two children, and feeds the dog and both cats every morning.

CATHY TURNER
Director of Monitoring

Cathy came to Spectrum Enterprises, Inc. in 2007 after 15 years in property management. She is particularly skilled in making LIHTC requirements understandable to management staff. Her hands-on experience working with management systems is especially helpful. Cathy is C17P/COS/ARM certified.

HAROLD TUCKER
Director of Monitoring, Connecticut & Hawaii

Harold came to Spectrum Enterprises Inc. in 2004 after ten years of dedicated service as a secondary education teacher in the State of Maine. Since joining Spectrum, he has worked from nationally helping clients with their compliance monitoring needs. Currently, Harold leads the monitoring team for the state of Connecticut and Hawaii. Certified in UPCS inspection guidelines and C15P certified in the Spectrum Certified Low Income Housing Tax Credit Program. Harold is ready and willing to help you with all of your compliance questions.

WIL WHALEN
Compliance Monitor, CT, USVI

Wil joined Spectrum Enterprises Inc. in 2008 after three years of experience in both Public Housing and Section 8 Programs in Maine. He holds a C16P and is a compliance monitor for the USVI and Connecticut. Wil attended DePaul University in Chicago where he majored in writing and Philosophy. He is also a Desert Storm Veteran having served with the 101st Airborn Air Assault Division of the US ARMY.

CAROLYN PRICE
Compliance Monitor, Massachusetts

Carolyn previously worked for Spectrum in 2002 and re-joined the team again in 2015. She has worked in the housing industry since 1992. Her experience ranges from site management, compliance, regional manager and asset management. She had her own consulting business from 2007 to 2015 working for private management companies with compliance and assisted Spectrum with California and West Virginia state monitoring. She has LIHTC, HUD and RD experience and is a Certified Occupancy Specialist and C19P.

PAUL PERPICH
Director of Software Development

Responsibilities: Software development and end user technical support. Paul has over twenty years of experience developing and marketing housing related software applications.

His experience with Spectrum started eighteen years ago when working with Spectrum staff he developed the End of Year Status Report software currently used by over 5,000 properties throughout the country to collect and transmit LIHTC data to Spectrum for compliance monitoring.

Over the years he has been responsible for maintaining and updating the software as well as end user support. Paul has also worked closely with Spectrum staff over the years to develop a suite of compliance monitoring applications that are used on a daily basis to review property report files for compliance.

Investor Consulting

DEBORAH BECHETTI
Director of Investor Consulting

Deborah joined Spectrum Enterprises, Inc. in 2003. She has over 15 years in property management experience, ranging from site management to Director of Compliance and Support for a privately owned management company. She has worked with the tax credit program in Delaware, Florida, Maryland, New York, Pennsylvania, Virginia, Massachusetts, and West Virginia. She has experience with LIHTC, HUD, and RD programs. Deborah is Certified Occupancy Specialist with certifications from NCHM, IREM, and Spectrum Enterprises, Inc. She is also UPCS certified and attended Towson University and majored in English.

LAINEY NADEAU
Director of Investor Consulting

Lainey joined Spectrum Enterprises, Inc. in 2011 and is a Senior Compliance Analyst for the Private Monitoring Division. Lainey has over 15 years experience working with the LIHTC, HUD & RD programs. Lainey is a Certified Occupancy Specialist & C10P certified. She has a Bachelor Degree from Marist College.

WESLEY CHISHOLM
Analyst, Investor Consulting

Wesley joined Spectrum Enterprises in January of 2014 and is a Compliance Analyst for the Investor Consulting division. Prior to joining Spectrum, Wesley had several years of experience working in management for various low income housing programs. Wesley is COS, STAR and C9P and has a Bachelor Degree from Brandeis University

Julia Comeau
Analyst, Investor Consulting

Julia joined Spectrum in January 2020 and is a Compliance Analyst for the Investor Consulting Division. Prior to joining Spectrum, Julia worked as a Compliance Specialist for Eagle Point Management. She has been working in the affordable housing industry since 2014 and is TCS and COS certified. In her free time she enjoys dabbling in DIY projects.

REBECCA GERBER
Analyst, Investor Consulting

Rebecca joined Spectrum Enterprises in April 2018 and is a Compliance Analyst for the Investor Consulting division. Prior to joining Spectrum, Rebecca spent 7 years working for an educational non-profit organization in Jackson Hole, Wyoming. She joined the non-profit as an avian biologist studying western songbirds, but transitioned into a professional administrative role where her focus was primarily on customer and client relationships, both domestic and international. Rebecca was born in Maine and holds a BS degree from the University of Maine. She is C4P certified.

Madeline Groeger
Analyst, Investor Consulting

Madeline joined the Spectrum team in February of 2019 and is a Compliance Analyst for the Private Monitoring Division. Prior to joining Spectrum, Madeline was a property manager for Volunteers of America of NNE in Saco, ME. She also worked as a manager of 3 traumatic brain injury facilities for Goodwill Industries of NNE for 15 years. Madeline also worked for Marriott International. Madeline holds COS, C3P, STAR certificates. Madeline has her Bachelor's Degree from the University of Southern Maine.

JENNIFER GUPTILL
Senior Analyst, Investor Consulting

Jennifer joined the Spectrum team in March of 2015 and is a Senior Compliance Analyst for the Private Monitoring Division. Prior to joining Spectrum Jennifer had over 13 years of experience working with a variety of low income and affordable housing programs from Property Management to Compliance. Jennifer is COS, BOS, UPCS, C7P, attended Andover College and majored in Accounting and Business Administration.

Meredith Johnson
Senior Analyst, Investor Consulting

Meredith Joined Spectrum Enterprises Inc. in July of 2016 and is a Senior Compliance Analyst for the Investor Consulting division. Prior to joining Spectrum, Meredith had several years of experience working in various affordable housing programs including HUD, HOME, LIHTC. Meredith is COS, C4P certified and a Notary Public. She has a Bachelor Degree from Bentley University.

Thomas Kelly
Analyst, Investor Consulting

Thomas joined Spectrum in July of 2017 as a Compliance Analyst for the Investor Consulting division. Before joining Spectrum, he worked for ten years in the insurance industry as an account manager and claims specialist. Thomas attended Emerson College as a Literature and Publishing major, and he is C5P and Spectrum Fair Housing certified.

Windy Marshall
Analyst, Investor Consulting

Windy joined Spectrum in June of 2018 and is a Compliance Analyst for the Investor Consulting division. Prior to joining Spectrum, Windy served as a Senior Quality Assurance Auditor for a private consulting company. She worked directly with Housing Authorities and sub contractors to ensure program compliance. Windy also has several years experience working for the Florida Department of Children & Families determining program eligibility for low income families. She is experienced with HUD, LIHEAP and LIHTC. She is C4P certified and has completed additional LIHTC continuing education coursework with Spectrum. Windy is conversationally proficient in Spanish. She holds a Bachelor's Degree from The University of Notre Dame in South Bend, Indiana.

Lesley Murray
Analyst, Investor Consulting

Lesley joined Spectrum in July of 2018 and is a Compliance Analyst for the Investor Consulting division. Lesley started with Spectrum as an Administrative assistant after working closely with analysts and clients, she moved into an Analyst position. Lesley is a graduate from Clemson University with a B.S. in Biological Sciences and a proud parent of 2.

Laurie Palmeira
Analyst, Investor Consulting

Laurie joined Spectrum in January 2020 and is a Compliance Analyst for the Investor Consulting Division. Prior to joining Spectrum, Laurie served as Housing Coordinator for a Community Action Agency in New Hampshire where she oversaw housing management staff and facility maintenance. In addition, she served as Education Chair for Granite State Managers Association, a professional organization of property owners, managers, and other individuals involved in the property management industry.

Laurie has over 14 years of affordable housing experience and is BOS, C15P, and UPCS certified. She holds a BA in Anthropology from the University of New Hampshire and an MBA from Southern NH University. When not working she can be found spending time with her family or tending the honeybees in her small backyard apiary.

Cintrece Shaw
Analyst, Investor Consulting

Cintrece joined Spectrum Enterprises Inc. in June 2017 and is a Compliance Analyst for the Investor Consulting Division. Prior to joining Spectrum, Cintrece had several years of experience working in management and compliance for LIHTC properties in Louisiana and New York City. She has a Bachelor Degree from Sacred Heart University in Fairfield, CT and has a C5P designation.

VAL SMITH
Accountant & Benefits Administrator

Val joined Spectrum in May 2015. Her background includes a combination of tax, public accounting, and LIHTC accounting experiences as she previously worked for a tax software company, local and national CPA firms, and a private developer in the LIHTC industry before joining Spectrum. In addition to performing the accounting the accounting for both Spectrum Enterprises and Spectrum Seminars, she administers the company benefit plans. Val has a BS in Accounting from Bryant College, a Masters in Taxation from Bentley College, and is a Maine licensed CPA and Notary Public.

Darrell Turcotte
Analyst, Investor Consulting

Darrell joined Spectrum Enterprises Inc. in December of 2003 and is part of the private monitoring team. Darrell has over 17 years of experience working with most if not all the affordable housing programs (HUD, HOME, Shelter + CARE, Bonds, LIHTC, Etc.). He has worked in Property Management, Asset Management, Compliance, and has even worked with the homeless population administering Shelter + Care. This individual is diversified in all aspects of the affordable housing industry. Darrell is COS, STAR, BOS, UPCS, Asset Management Certified, and C15P and has a Bachelor Degree from the University of Southern Maine

DAN WARREN
Operations Specialist, Investor Consulting

Dan joined Spectrum Enterprises, Inc. in March of 2016 and provides Investor consulting & administrative support. Dan has years of experience serving low income populations using a compassionate individualized approach to meet client needs. Dan has a BS degree from the University of Southern Maine in Portland, ME and holds certifications in Multi-Family Property Management, and C7P.

Spectrum Seminars

JENNIFER ROBINSON,
Director of Education & Training

Jennifer joined the Spectrum Enterprises, Inc. team in November 2006 with a background in property management starting in the late 1990s. Previous experience includes work for a property management company with conventional and affordable housing as well as commercial properties; a consulting and development firm specializing in affordable housing; and a non-profit property management and development organization with a portfolio of HUD, LIHTC, and RD developments.

Upon joining Spectrum, Jennifer was initially part of the State Monitoring team, conducting reviews and inspections under many of the State Monitoring contracts. For several years, Jennifer served as a Senior Compliance Analyst, performing file pre-approvals, annual and initial compliance reviews for management and investment clients, and consulting on various contracts.

Jennifer is C16P, COS, STAR, and TaCCs certified. She holds a Bachelor’s Degree from Guilford College in Greensboro, NC, with majors in Sociology & Anthropology and Peace & Conflict Studies.

KRISTAN FUCCI
Seminars Coordinator

Kristan joined Spectrum Enterprises in May 2019 as an Administrative Assistant for Investor Consulting and Spectrum Seminars. Prior to joining Spectrum, Kristan held administrative positions at both Mercy Hospital and The University of New England. Kristan moved to Maine from Atlanta, Georgia and is originally from Jacksonville, Florida. She has a Bachelor's of Science in Advertising from the University of Florida.