STEVE ROSENBLATT
Chief Executive Officer

Steve Rosenblatt began his career in Affordable Housing 35 Years ago (1978-2013). He has had the opportunity to help develop and manage thousands of units of affordable housing in his home state of Maine and has consulted on thousands more across the US and its territories.

Steve has been offering trainings for USDA since 1986, Tax Credits since 1987 and Fair Housing 504 since 1989. In his career he has trained close to 100,000 people including developers, managers, accountants, investors and State and Federal Agency staff.

More information about Steve and his classes can be found at www.spectrumseminars.com

ANDREW BOWDEN
CPA President and Managing Partner

Andrew has overall responsibilities for Spectrum Enterprises' operations.  He has been involved with Section 42 since 1987.  His affordable housing experience includes eight years working for a developer of LIHTC properties, and six years working as a LIHTC consultant for CPA firms.  He joined Spectrum in 2003. In addition to being a CPA, he is C17P certified and has several UPCS certificates.  He is a graduate of the University of Maine.

State Monitoring

LOIS CHURCHILL
Director of Operations for State Monitoring

Lois has been with Spectrum Enterprises Inc. since the year 2000. She brings 11 years of experience as a manager and regional manager of privately owned low-income tax credit properties. Lois has experience in all aspects of property management including screening and leasing, certification, tenant retention, evictions, physical inspections, budgeting, as well as employee hiring, training , and relations. She is also very knowledgeable in Section 42, HOME, HUD, RD, and various rental programs. Lois is C17P and UPCS certified.

EDWARD CLARK
Director of Monitoring, Massachusetts

Mr. Clark graduated from Ithaca College in 1990 with a degree in interpersonal communication. His career in affordable housing started right away. He began managing apartments in the low income neighborhoods of Portland, Maine. Starting with 18 units for a family friend, he was responsible for everything from screening applicants and rent collection, to repairs and maintenance.

His first exposure to tax credits came in the mid-90's with the acquisition, rent up, and stabilization of a 97 unit, mixed use property in downtown Portland. He took the C3P exam the first year Steve offered the course and passed it. A year or two later, he began working for Spectrum Enterprises as a state monitor. Currently, he is the Director of monitoring for the state of Massachusetts, a position he has held for more than ten years.

Ed has extensive training and practical knowledge of inspection protocols and LIHTC requirements. He is certified in REAC inspection requirements and Section 42 housing. He has performed tenant file reviews and physical inspections in Massachusetts, Maine, New Hampshire, Connecticut, Maryland, West Virginia, Wyoming, California, Nebraska, Texas, New Mexico, Hawaii and American Samoa.

His hobbies include cutting and splitting firewood, building things that go, welding, beard growing and other manly activities. He is happily married to his wife of 22 years, has two children, and feeds the dog and both cats every morning.

DEBORAH BECHETTI
Director of Monitoring, Maryland

Responsibilities: Maryland contract and assists with Hawaii contract. Deborah Joined Spectrum Enterprises, Inc. in 2003. She has over 15 years in property management experience, ranging from site management to Director of Compliance and Support for a privately owned management company. Deborah's primary responsibility is to oversee the Maryland contract, including managing all subcontractors to ensure that all properties are in compliance with Section 42 regulations. She also conducts training programs in Maryland and Hawaii on the requirements and regulations for the subsidy programs. She has worked with the tax credit program in Delaware, Florida, Maryland, New York, Pennsylvania, Virginia, Massachusetts, and West Virginia. She has experience with LIHTC, HUD, and RD programs. Deborah is Certified Occupancy Specialist with certifications from NCRM, IREM, and Spectrum Enterprises, Inc. She is also UPCS certified and attended Towson University and majored in English.

CATHY TURNER
Director of Monitoring, West Virginia

Responsibilities: Overseeing West Virginia Contract and assisting with Massachusetts contract. Cathy came to Spectrum Enterprises, Inc. in 2007 after 15 years in property management. She is particularly skilled in making LIHTC requirements understandable to management staff. Her hands-on experience working with management systems is especially helpful. Cathy is C15P/COS/ARM certified.

HAROLD TUCKER
Director of Monitoring, Connecticut & Hawaii

Responsibilities: State contract for the state of Connecticut. Harold came to Spectrum Enterprises Inc. in 2004 after ten years of dedicated service as a secondary education teacher in the State of Maine. Since joining Spectrum, he has worked from nationally helping clients with their compliance monitoring needs. Currently, Harold leads the monitoring team for the state of Connecticut. Certified in UPCS inspection guidelines and C10P certified in the Spectrum Certified Low Income Housing Tax Credit Program. Harold is ready and willing to help you with all of your compliance questions.

WIL WHALEN
Compliance Monitor, CT, USVI

Wil joined Spectrum Enterprises Inc. in 2008 after three years of experience in both Public Housing and Section 8 Programs in Maine. He holds a C13P and is a compliance monitor for the USVI, Hawaii and West Virginia, while also doing investor work. Wil attended DePaul University in Chicago where he majored in writing and Philosophy. He is also a Desert Storm Veteran having served with the 101st Airborn Air Assault Division of the US ARMY.

CAROLYN PRICE
Compliance Monitor, Massachusetts

Carolyn previously worked for Spectrum in 2002 and re-joined the team again in 2015. She has worked in the housing industry since 1992. Her experience ranges from site management, compliance, regional manager and asset management. She had her own consulting business from 2007 to 2015 working for private management companies with compliance and assisted Spectrum with California and West Virginia state monitoring. She has LIHTC, HUD and RD experience and is a Certified Occupancy Specialist and C16P.

PAUL PERPICH
Director of Software Development

Responsibilities: Software development and end user technical support. Paul has over twenty years of experience developing and marketing housing related software applications.

His experience with Spectrum started eighteen years ago when working with Spectrum staff he developed the End of Year Status Report software currently used by over 5,000 properties throughout the country to collect and transmit LIHTC data to Spectrum for compliance monitoring.

Over the years he has been responsible for maintaining and updating the software as well as end user support. Paul has also worked closely with Spectrum staff over the years to develop a suite of compliance monitoring applications that are used on a daily basis to review property report files for compliance.

Investor Consulting

JENNIFER BORLAND,
Director of Investor Consulting, Education & Training Development

Responsibilities: Development of training services and online education opportunities; private consulting contracts. Jennifer joined the Spectrum Enterprises Inc. team in November 2006 with a background in property management for conventional and low-income and affordable housing. For several years Jennifer has served as a Senior Compliance Analyst, performing file pre-approvals and annual compliance reviews for management and investment clients and also as a Compliance Monitor for several state monitoring contracts. Jennifer has spoken at seminars and conducted LIHTC compliance trainings nationwide and developed an online training course for Spectrum. Jennifer is C12P, COS, STAR, and TaCCs certified and earned Bachelor’s Degrees in Sociology & Anthropology and Peace & Conflict Studies from Guilford College in Greensboro, NC.

LAINEY NADEAU
Senior Analyst, Investor Consulting

Lainey joined the Spectrum team in July of 2011 and is responsible for compliance consulting for our management and investment clients. Prior to joining Spectrum she worked for 6 years with the Public Housing and Section 8 programs in South Portland, Maine. Lainey holds a Bachelor Degree in Communications from Marist College in Poughkeepsie, NY. Lainey is C4P certified.

WESLEY CHISHOLM
Analyst, Investor Consulting

Responsibilities: Compliance Analyst for the Investor Consulting division. Wesley Joined Spectrum Enterprises Inc. in January of 2014 and is part of the private monitoring team. Prior to joining Spectrum, Wesley had several years of experience working in management for various low income housing programs. Wesley is COS, STAR and C4P and has a Bachelor Degree from Brandeis University

REBECCA GERBER
Analyst, Investor Consulting

Responsibilities: Administrative Assistant for the Investor Consulting division. Rebecca joined Spectrum Enterprises in April 2018. Prior to joining Spectrum, Rebecca spent 7 years working for an educational non-profit organization in Jackson Hole, Wyoming. She joined the non-profit as an avian biologist studying western songbirds, but transitioned into a professional administrative role where her focus was primarily on customer and client relationships, both domestic and international. Rebecca was born in Maine and holds a BS degree from the University of Maine. She is certified in C3P.

JENNIFER GUPTILL
Analyst, Investor Consulting

Jennifer joined the Spectrum team in March of 2015 and is a Compliance Analyst for the Private Monitoring Division. Prior to joining Spectrum Jennifer had over 13 years of experience working with a variety of low income and affordable housing programs from Property Management to Compliance. Jennifer is COS, BOS, UPCS, C5P, attended Andover College and majored in Accounting and Business Administration.

Meredith Johnson
Analyst, Investor Consulting

Responsibilities: Compliance Analyst for the Investor Consulting division. Meredith Joined Spectrum Enterprises Inc. in July of 2016 and is part of the private monitoring team. Prior to joining Spectrum, Meredith had several years of experience working in various affordable housing programs including HUD, HOME, LIHTC. Meredith is COS certified and a Notary Public. She has a Bachelor Degree from Bentley University.

Thomas Kelly
Analyst, Investor Consulting

Responsibilities: Thomas joined Spectrum in July of 2017 as a Compliance Analyst for the Investor Consulting division. Before joining Spectrum, he worked for ten years in the insurance industry as an account manager and claims specialist. Thomas attended Emerson College as a Literature and Publishing major, and he is C3P and Spectrum Fair Housing certified.

Windy Marshall
Analyst, Investor Consulting

Responsibilities: Compliance Analyst for the Investor Consulting division. Windy joined Spectrum in June of 2018. Prior to joining Spectrum, Windy served as a Senior Quality Assurance Auditor for a private consulting company. She worked directly with Housing Authorities and sub contractors to ensure program compliance. Windy also has several years experience working for the Florida Department of Children & Families determining program eligibility for low income families. She is experienced with HUD, LIHEAP and LIHTC. She is C3P certified and has completed additional LIHTC continuing education coursework with Spectrum. Windy is conversationally proficient in Spanish. She holds a Bachelor's Degree from The University of Notre Dame in South Bend, Indiana.

Lesley Murray
Administrative Assistant

Responsibilities:

Cintrece Shaw
Analyst, Investor Consulting

Responsibilities: Compliance Analyst for the Investor Consulting Division. Cintrece joined Spectrum Enterprises Inc. in June 2017 and is part of the private monitoring team. Prior to joining Spectrum, Cintrece had several years of experience working in management and compliance for LIHTC properties in Louisiana and New York City. She has a Bachelor Degree from Sacred Heart University in Fairfield, CT.

VAL SMITH
Accountant & Benefits Administrator

Val joined Spectrum in May 2015. Her background includes a combination of tax, public accounting, and LIHTC accounting experiences as she previously worked for a tax software company, a local CPA firm, and a private developer in the LIHTC industry before joining Spectrum. In addition to performing the accounting of the company, she is developing her knowledge in the Human Resources area. Val has a BS in Accounting from Bryant College, a Masters in Taxation from Bentley College, and is a CPA and Notary Public.

Darrell Turcotte
Analyst, Investor Consulting

Responsibilities:Compliance Analyst for the Investor Consulting Division.

DAN WARREN
Operations Specialist - Investor Consulting

Responsibilities: Investor consulting & administrative support. Dan joined Spectrum Enterprises, Inc. in March of 2016. Dan has years of experience serving low income populations using a compassionate individualized approach to meet client needs. Dan has a BS degree from the University of Southern Maine in Portland, ME and holds certifications in Multi-Family Property Management, and C3P.